Insurance broker for London
Home, landlord and business insurance for London clients from an independent broker just outside north west London, comparing a range of insurers.
or call 01753 882222
We are based just outside north west London, at Chalfont Hall in Chalfont St Peter, and we arrange cover for London homeowners, landlords and businesses as well as for clients closer to our office. As an independent broker trading since 1984, we work with a range of insurers, which matters in a city where one insurer's view of a property can be very different from another's. London brings its own mix of considerations: a great deal of protected and historic building, flood risk that comes from heavy rain as much as from the Thames, and driving rules that apply nowhere else in the country.
Insuring property and people in London
The Mayor's London Plan counts over 1,000 conservation areas across the city, about 19,000 list entries for historic buildings and four World Heritage Sites. If you own a period house, a converted flat or a business in a listed building, the cost of putting it right after damage is often higher than a standard rebuild estimate suggests.
Tidal flooding is held back by the Thames Barrier, which the Environment Agency says protects 125 square kilometres of central London and had closed 221 times for flood defence by November 2025. Surface water is the larger everyday risk: around 320,000 properties in the capital are at high risk of it, including around 56,000 basement homes. If you live or work below ground level, it is worth checking exactly how a policy deals with water coming in.
For drivers, Transport for London's Ultra Low Emission Zone covers every London borough, and the Congestion Charge applies in the central zone. Those charges are separate from motor insurance, but they are part of running a vehicle or a fleet here.
Cover we arrange for London clients
Getting hold of us
Fairweather Insurance Services Ltd, Chalfont Hall, Gravel Hill, Chalfont St Peter, Buckinghamshire SL9 0NP
Telephone 01753 882222
When something goes wrong, you'll speak to our own claims team.
Questions about insurance in London
Do you insure clients in London if your office is in Chalfont St Peter?
Yes. We can talk your cover through by telephone or email, and the insurers we use cover properties and businesses across London. You deal with a named broker at our office whichever part of the city you are in.
I live in a basement flat in London. What should I check on my policy?
Look at how the policy treats flooding and escape of water, and whether there is a higher excess for either. Basement homes are among those most exposed to surface water in London, so we compare these terms across insurers before suggesting one.
Other areas we cover
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Insurance brokers in Chalfont St Peter since 1984
Fairweather Insurance is an independent insurance broker based in Chalfont St Peter, Buckinghamshire, arranging commercial insurance, professional indemnity and personal insurance for clients across Buckinghamshire and the UK. As an independent broker we compare cover from leading UK insurers, handle claims on your behalf, and give every client a named broker with a direct line.
Through our quotation portals we can quote professional indemnity insurance online in minutes for solicitors, accountants, surveyors, architects, engineers and fifteen specialist sectors.