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Fairweather Insurance Services Ltd, trading as Fairweather Insurance, is registered as a limited company in England and Wales under company number 01089241. We are authorised and regulated by the Financial Conduct Authority (FCA) reference number 308845. ICO registration number Z5491904.

Horse Play?

Practical advice on protecting your business and your home, written by brokers who see it every day.

A recent circular email arrived at my computer terminal today, the content of which I feel we must share. The article concerned an Employers Liability claim which had come into a broker where a farm hand had been knocked over by one of the farmers horses. Here, straight from the Broker’s mouth, is what occurred;

A recent circular email arrived at my computer terminal today, the content of which I feel we must share. The article concerned an Employers Liability claim which had come into a broker where a farm hand had been knocked over by one of the farmers horses. Here, straight from the Broker’s mouth, is what occurred;

“The employee had claimed for future loss of earnings as a result of his injuries. A reasonable enough claim under the circumstances, but the claims department told me they would be contesting this. When I asked why, they informed me that the employee was actually an escaped prisoner and given he was supposed to be in prison at the time, and therefore not earning anything, they felt claiming for future loss of earnings was a bit rich!”

So it would appear that the ’employee’ had tried a bit of off the hoof thinking but was instead sent galloping back to prison with a rather long face and his tail between his legs.

Alistair

Dogs running across an open common under winter treesDogs running across an open common under winter trees

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Fairweather Insurance is an independent insurance broker based in Chalfont St Peter, Buckinghamshire, arranging commercial insurance, professional indemnity and personal insurance for clients across Buckinghamshire and the UK. As an independent broker we compare cover from leading UK insurers, handle claims on your behalf, and give every client a named broker with a direct line.

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