Many householders are paying too much for their insurance because of special situations. This often results from being in a postcode which is highly rated for a problem, whilst the individual householder is not actually being affected by the problems.
We have the ability to assess each situation and write individual policies to address these problem areas. All these policies are fully backed by a leading insurance company.
We are one of the very few brokers in the entire country who have been given this power to write special policies.
Examples of such problems for which people may be paying much more than they need to include:
- properties in perceived flood areas
- properties with previous subsidence but with no recent claims
- properties with good security in high crime risk areas
- unoccupied properties
- people with unusual occupations
If you think you may be paying too much because of a special situation then do contact us.
We have specialist knowledge in many local areas that enables to advise on, and find, exactly the right insurance for particular local situations. See our local insurance knowledge page for more details.