Land bought for development If you are buying, or have bought, some land and are thinking about how, whether or when to develop it, don’t get caught out without insurance or it could become a costly exercise long before any construction starts. Whatever your reason for purchasing the plot; whether you have a
For building contractors and developers, let’s face it: insurance is the nagging requirement on the ‘To Do’ list, the expense you could really do without but cannot avoid. Whatever property you are developing, renovating or extending, you will have detailed risk assessments and you will know there is a wide range of insurances you need
So your children are off to uni! Living away from home for the first time… No doubt a major change to the family dynamic (and domestic sound levels), but does your home seem terribly empty simply because your son or daughter has gone – or because he or she has taken so much household stuff
Of course your business is unique! That’s how you go to market, emphasising the differentiators that mean your customers want to come to you and no-one else. So, when it comes to protecting your company against unexpected events that can impact or prevent “business as usual”, you need insurance that reflects precisely how you work.
There are lots of reasons why your property may be unoccupied at any given time – but have you factored this in to your insurance provision? In particular, are you comfortable you are covered in the event of flooding? With major floods in recent years increasing the risk profile of many more areas across the
With online capabilities and electronic communications able to streamline so much of insurance administration – from initial quotes to renewals – you often hear people say maybe they don’t need a broker and can do things themselves. Until something goes wrong, that is…and the time, trauma and frustration that goes in to pursuing a claim
A recent survey among our business owner clients showed that over 70 per cent have made significant changes to their business model in the past five years. Some are expanding, some downsizing, and others have found or are trialling new ways of going to market – either in response to the global financial crash or
49640689 - sandbags outside front door of flooded house Whenever floods hit an area, it is remarkable how the people of the local communities come together to support and help each other, bringing their local knowledge and insight to help and direct the emergency services so that everyone can be accounted for, properties
Claims department helping client with no-fault accident If you have an accident, even if you are not claiming on insurance our claims team can help… We understand fully the concerns around protecting your no-claims status and discounts. For a small shunt we know the type of discussions people go through about whether they should claim,
Getting the (insurance) foundations right for your renovation or extension project So you’re taking a sledgehammer to your property….Well, not you personally, but your carefully-chosen contractors who are even now unloading their vans and manhandling bales of dust-sheet up your drive. The architects and structural engineers have finished measuring and calculating and unrolling their