One of the best ways to ascertain whether you need a certain cover or not is to look at a ‘real-life’ claims scenario and apply it to your business… could this happen? If the answer is yes then the next question must be ‘what is the maximum possible loss?’. Once you have worked that out
It is always important for us to keep an eye on what is going on in the property market so that we can continue to make sure that we are able to provide cover that reflects the needs of the sector. Aviva's recent edition of 'Property View' kept us up to date with many hot
As a reservist in the Army I am constantly bombarded with rhetoric about planning. There are numerous acronyms to be used during the planning stage of any operation and there will always be some old guard shouting something about failing to prepare being akin to preparing to fail or every old and bold sergeant's favourite
Insurance fraud is on the increase according to the Metropolitan Police. A survey by the Insurance Fraud Bureau says fraudulent claims cost £1.2 million a year, adding on average, £50 to policyholders’ annual costs. Two of the main scams they are concerned about are accident and insurance ones. There are a few simple things you
A recent study by the Insurance Times noted that premium was not the primary concern of people obtaining home insurance. As opposed to motor insurance, which is still predominantly a price driven market, it seems that people are more concerned about their worldly possessions and the roof over their head and how they can be
The Construction (Design and Management) Regulations 2007 (CDM) In an effort to try and bring some legislation and risk management info to you I have once again called upon our friends at Aviva who provide the following information. It is certainly worth reading through whether you are a contractor, employer, client as there are implications
Some advice for Property Owners from our friends at Aviva. Their risk management bods have put together this quick reference guide for Risk Management (including some legal obligations) for Property Owners. It is not always obvious what is and what isn't a legal requirement, particularly as the information doesn't always come to you - until
It is with great pleasure that we can reveal that Fairweather Insurance Services Limited was recently shortlisted as a finalist in the Insurance Times Claims Excellence Awards. The category that we were shortlisted in recognises the ‘Outstanding Broker Claims Team of the Year’ and there is clearly no luck in having reached this stage. Since
On May the 11th all eyes (well at least all eyes in Gerrard's Cross) will be on the swathes of participants running, jogging, walking and hopping their way around this year's Gerrards Cross Fun Run. The event is run every two years and this is the fourth event we have not only taken part in
There is an old adage about insurance which says that you never really get to know the quality of the product until you need to use it. None of us want to claim because if we are claiming it means our house is falling down, our favourite car has fallen into a sink hole or