Typically we would advise a client to take out Terrorism cover, particularly where the location of the property or business dictates that this would be a good idea i.e. inner M25, next to power stations, points of interest etcetera. The cost of this is often nominal compared to the premium itself and is not going to break the bank. Certainly it is value for money if your in a ‘likely area’. These Terrorism extensions are generally correlated to the sums insured already attributed to your policy.

The International Olympic Committee (IOC) has gone one step further in securing a policy with a sums insured of £62,000,100. This amount has been divided among the 26 International Sports Federations Competing at the Games.

So it seems its not just the government that are cautious over such risks (having confirmed the deployment of surface to air missile systems, helicopter carriers in the Thames and thousands of troops). All we can hope for is a safe and successful games, perhaps along with some sunshine? That would be nice.

Alistair